Credit Law - Davis Consumer Law Firm

    Credit Card & Debt Collection Representation -
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Davis Consumer Law Firm | Credit Law

About The Firm

Why Choose Us?

Who We Are

The Davis Consumer Law Firm is a litigation law firm primarily focusing on general and complex litigation in the areas of consumer law – mainly debt collection harassment, FDCPA violations, credit card defense, lemon law (vehicles and defective consumer products), breach of warranty, and dealer fraud. Frederick Davis (see bio) founded the Davis Consumer Law Firm to practice civil law in his own way, burning the midnight oil to be well-prepared for his clients, and fighting vigilantly and diligently defending their rights as consumers. Mixing his years of experience with his confident, compelling manner in the courtroom, Mr. Davis represents consumers in a broad range of civil disputes with proven results. (See recent results).

To set his firm apart from the larger, profit-driven firms, Mr. Davis ultimately decided to launch a smaller firm where he could devote more individualized attention on his clients, and not "just the bottom line." As a consumer-focused law firm, you will be dealing directly with a Lemon Law attorney, rather than with an assistant or paralegal. We don't want you to go through the frustrating experience of making it laborious in getting in touch with a qualified attorney and will keep you updated throughout your case where your attorney will call you directly. Mr. Davis has helped put an end to the burdensome phone calls for countless victims of debt collection harassment, with many getting favorable results and some getting them awarded damages by their harassers.


Ongoing legal education helps us stay well-informed in the intricacies of the law and are regularly kept abreast on pertinent court rulings that affect consumers' rights and remedies. We understand how frustrating this ordeal can be since we too, as well as members of our own families, have been cheated by businesses and have been victims of fraud in the past. As true consumer advocates, the Davis Consumer Law Firm is committed to helping cheated consumers around the nation who are being victimized by deceptive business practices. Well-versed in Federal and State consumer laws, our firm serves consumers in Pennsylvania, New Jersey, Maryland, New York, Massachusetts, and Texas.


Our firm believes in the philosophy of a "good, honest business starts with good people doing good things and giving back." A few causes which are near and dear to our hearts, for personal reasons, are finding cures and research funding for childhood cancer and Parkinson's Disease. Our firm is a benefactor to Alex's Lemonade Stand and donates to the Michael J. Fox Foundation, in the hopes that a cure will be found in our lifetime.

Attorney's Fees

Legal representation for credit card and collection agency defense are typically charged on a reasonable flat-fee basis, giving the client a sense of financial security throughout the course of their case knowing that "extra fees" will not be tacked on for extra hours, appearances at hearings or filing fees. Payment plans are available. In some cases where the debt collector fails to prove you owe the debt but still goes after you for payment or is in violation of the Fair Debt Collection Practices Act (FDCPA), they may be responsible for paying your attorney's fees. Contact our firm toll-free for a free, no-obligation case evaluation at 855-4-DAVIS LAW (855-432-8475).